Secured Loans

A secured loan is a loan where you will be required to use your property as security against the loan, so the lender is able to balance the risk of lending to you. The amount that can be borrowed differs from lender to lender and your individual circumstances.

The amount that can be borrowed, the term available and the Annual Percentage Rate of Charge (APRC) will depend on:

  • The value of your property
  • Your ability to repay the loan
  • Your personal circumstances

We provide secured loans through a 3rd party.

You need to think very carefully about how you manage a secured loan.